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My Health Care: Still gambling without insurance coverage

May 29, 2014 - From staff reports

Editor:

Few people may have looked forward to 2014 more than I, for the unrolling of the Affordable Care Act. I had been uninsured since divorce in the 1990s, so have been gambling with no health insurance for more than 15 years. Fortunately I have been in good health. Starting in December, I tried the website several times and was stopped with glitches, and finally finished an application in January.

Because of income, I was not eligible for any subsidy and was told to apply for Wyoming Medicaid. I did that and I do not qualify. The option left to me is to purchase a plan at a cost ranging from $730 to $1,200, which I cannot do.

So I have the nine-page application for the exemption for the shared responsibility tax payment for those who cannot afford to buy a health plan. I was waiting to see if our legislature could manage to pass any of several versions of the Medicaid expansion, to no avail.

I fall in the gap of individuals who don't qualify for any assistance and cannot afford to buy a plan. So I continue to gamble with my health, which is becoming more of an issue with aging concerns, and still some years from retirement age. Very frustrating.

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Editor's note: Newspaper policy requires that letters to the editor be published with the writer's name, but for the "My Health Care" feature we have waived that requirement for those who request it.

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